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Purpose of this Website:
    1. To find and archive interesting articles related to work, occupations, careers, industry, the economy,
    and economic development information that can help you, your business, or your community.
    2. To uncover hard to find information buried in our vast government archives and data bases,
    inform you of them, and make them  accessible.  
"The number of Americans who owe more on their mortgages than their homes are worth rose at the end of
last year, preventing many people from selling their homes in an already weak housing market..."  110308
 
Wall Street Journal | MarketWatch: Why an ARM may beat a fixed-rate mortgage today  "If an
adjustable product is right, look past the reputation.  Don’t be so sure that a 30-year fixed-rate mortgage is
the best home loan for your needs. For some borrowers, it may make more sense to consider an
adjustable-rate mortgage instead..."  110216
 
MSNBC | Stocks & Economy: Inflation may be on the rise again after hiatus  "Wholesale prices
outside of the volatile food and energy categories rose at the fastest pace in more than two years last
month, a sign inflation could be rising as the economy strengthens..."  110216
 
CNN Money | Fortune: Most venture capital funds lose money  "There is some good news and some
bad news in venture capital performance data, released earlier today by Cambridge Associates..."  110216
 
CNN Money: Rent payments now appear on Experian credit reports   "For those of you without credit
cards or mortgages, there's a new way to build your credit: Pay your rent on time.  In January, credit
reporting agency Experian started including residential rental payment data on its credit reports. Previously,
only mortgage payments were recorded because banks report monthly to the credit bureau..."  110215
 
USA Today: Homebuilders see no housing turnaround  "Homebuilders are not seeing a turnaround in
the housing market after the worst year for new-home sales in a half-century.  The National Association of
Home Builders says its index of builder sentiment for February remained unchanged for the fourth straight
month at 16. A reading below 50 indicates negative sentiment about the market. The index hasn't been
above that level since April 2006..."
 
USA Today: The link between financial trouble and mental illness   "Going through one of the worst
economic sagas in U.S. history has thrown the country into two types of depressed states: a financial one
and a psychological one..."  110122
 
Gallup: Americans Still See Buyer's Market in Housing  "A new Gallup poll shows that 67% of
Americans feel now is a "good time" to buy a house -- similar to the 72% of April 2010 and the 71% of April
2009. The findings, from a Gallup poll conducted Jan. 7-9, 2011, suggest Americans are holding on to
perceptions of a buyer's market despite the challenges of securing financing and observers' concerns
about the potential for a housing double-dip..."  110122
 
Market Insider: Week Ahead: Global Inflation Nips at Stocks, Earnings on Tap "Stocks are seeing
some of their loftiest gains deflate, and that could continue as investors weigh dozens of major earnings
reports and a fresh series of economic news in the week ahead..."  110122
 
Los Angeles Times: Time to declare victory over deflation? "The Federal Reserve's massive
money-printing campaign of the last two years has had one central goal: Make sure the U.S. doesn't lead
the global economy into the black hole of deflation..."  110122
 
CNBC: Tax on WHAT? Wacky Taxes You May be Paying    "The recession brought us all kinds of
great deals – from cheap homes  to lobster at lunchmeat prices  – but it also brought a fresh wave of
ridiculous taxes and fees.  While you were rummaging around the bargain bins, government bean counters
were peeping in your pockets to see how they could fill their budget gaps with your money..."  100920
 
Motley Fool:  Most Stocks Are Losers And what it means for your portfolio.   "According to a 2009
Money magazine article, a study from Dimensional Fund Advisors concluded that a mere 25% of the stocks
in the U.S. market were responsible for all the gains from 1980 to 2008.  While the U.S. market as a whole
generated a 10.4% annualized return, take out these "superstocks" (Money's term), and the remaining 75%
of stocks actually generated an annualized loss of 2.1%, on average, over these 28 years..."  100917
 
Fresno Bee: California Central Valley Local Government Pay Data Survey of Local Government
Employees   "The scandal in Bell--a tiny city that handed out big pay checks--has created a public
relations headache for cities and counties across California..."  100905
 
USA Today: Could investors fleeing stocks become a lost generation?   "There are no visible picket
signs on Wall Street..."  100903
 
Market Watch: Salaries and wages are rising, but not by much   "Companies plan wage increases for
2011, but will economy crimp those plans?..."  100829
 
MSN Money: How to not pay your bills    "Here's how to dodge the repo man and buy some time while
you try to pull your financial life together..."  100327
 
Yahoo! Finance:  What You Need to Know About Social Security   "This benefit should be the
cornerstone of your retirement planning. The answers to these five questions will help you to get the most
out of it..."  091118
 
Yahoo! HotJobs: Salary Secrets Your Employer Doesn't Want You to Know  "In down economic
times, companies seem to have carte blanche to limit salaries and make low-ball offers. But that shouldn't
be the case.  Below are the top salary secrets your employer doesn't want you to know. With this
information in hand, you'll be in a better position to get the pay you deserve..."  091117
 
ABC News Money: Jobless Claims Fall, but Hiring Gains Seem Far Off  "Fewer people are claiming
unemployment benefits — but still too many to signal that the economy is close to gaining jobs.  First-time
claims for jobless benefits dropped last week to a seasonally adjusted 502,000, the Labor Department
said Thursday. That's the fewest claims since the week ending Jan. 3, and below economists' estimates..."  
091112
 
The Washington Post: New Fed rule requires customer consent on overdraft fees "Starting next
summer, financial institutions will no longer be able to charge overdraft fees in most cases unless
customers opt in to the service, officials at the Federal Reserve announced Thursday..."  091112
 
MSN Money: A family's tale: From middle class to unemployed "A punishing wave of layoffs has
pushed some people right over the edge financially. For a New Jersey couple and their 2 young sons, the
recession has meant tumbling from a comfortable suburban life into a spiral of credit card debt..." 090402
 
Yahoo! hotjobs: 5 Salary Secrets Your Company Won't Tell You "Find out what your employer is
unlikely to tell you about your pay and possible raise..." 090401
 
Yahoo! Finance: How Long Until My Loan Is Paid Off? "By making regular payment, you will eventually
pay off your loan. Use this calculator to determine how much longer you will need to make these regular
payments to pay off your loan..." 081108
 
Yahoo! Finance: The Seven Deadly Sins That Lead to Debt "Financial sinners won't have to wait for
the afterlife to be punished for their various misdeeds. Plenty of consequences await in the here and now.  
Presented with choices daily, human beings can lead chaste and charitable fiscal lives. Or they can
succumb to fleeting temptations and fatal traps.  So choose to commit these deadly sins -- or work to bring
a little temperance into your spending..." 080305
 
MSN Careers: America's Lowest-Paying Jobs "You’ve heard the clichés: Money doesn’t buy
happiness, you should do what you love, blah, blah, blah. But survey after survey show that pay is the No. 1
motivating factor for work.  It’s a fact of life that not all jobs are going to pay six figures and have a million
benefits. Like teachers and firefighters, many jobs that are essential to our day-to-day lifestyles don’t pay a
hefty salary.  We’ve identified the 25 lowest-paying jobs in America, according to the Bureau of Labor
Statistics. The pros: Most of the jobs in this list offer on-the-job training, need no experience and have little
to no educational requirements. The cons: Did we mention the pay?..." 080128
 
MSN Money: Insider's guide to debt consolidation "You could get the convenience of one payment
instead of several, but you might not save money or get out of debt faster. Look into these other options
first..." 081106
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